I don't care how old you are. A 70% chance the stock market could fall 25% or more means you are looking at the face of risk, not opportunity. Thus, risk averse 401(k) investors should have little, if any, of their accumulated savings exposed to the stock market. Switching to a safe money market alternative should be a no-brainer.This, I believe, is both how to stay on track to retiring when you want (if not sooner) and forever keeping your net-worth growing at a pace faster than inflation. This is how to defend the purchasing power of your savings...
[More at the Risk Averse Alert]
